Best Credit Card Signup Bonuses
Elevated welcome offers across the major issuers — with the exact spending required to unlock every bonus tier, so you know what you're committing to before you apply.
A signup bonus (welcome offer) is the fastest way to earn a large batch of points or miles: meet a minimum spend within a set window and the bonus posts to your account. Some offers are a single tier; others (notably American Express) are "up to" offers with multiple spending gates. The offers below are the elevated ones worth planning around right now.
American Express Platinum Card — Up to 175,000 points
American Express · No published end date · View offer
- Spend $12,000 in 6 months → 175,000 points ("As high as" targeted offer; exact amount shown after application)
Delta SkyMiles Reserve Amex Card — Up to 125,000 miles
Amex/Delta · Offer ends July 15, 2026 · View offer
- Spend $6,000 in 6 months → 100,000 miles
- Spend $9,000 in 6 months → 25,000 miles (Additional 25K after $3,000 more spend (total $9,000))
Chase Sapphire Preferred — 100,000 points
Chase · No published end date · View offer
- Spend $5,000 in 3 months → 100,000 points
Chase Sapphire Reserve — 100,000 points
Chase · No published end date · View offer
- Spend $5,000 in 3 months → 100,000 points
American Express Gold Card — Up to 100,000 points
American Express · No published end date · View offer
- Spend $8,000 in 6 months → 100,000 points ("As high as" targeted offer; exact amount shown after application)
Delta SkyMiles Platinum Amex Card — Up to 100,000 miles
Amex/Delta · Offer ends July 15, 2026 · View offer
- Spend $4,000 in 6 months → 80,000 miles
- Spend $6,000 in 6 months → 20,000 miles (Additional 20K after $2,000 more spend (total $6,000))
Capital One Venture Rewards — 75,000 miles
Capital One · No published end date · View offer
- Spend $4,000 in 3 months → 75,000 miles (Plus $250 Capital One Travel credit in first cardholder year)
Citi Strata Premier Card — 75,000 points
Citi · No published end date · View offer
- Spend $4,000 in 3 months → 75,000 points (Not eligible if you got a Citi Premier/Strata Premier bonus in past 48 months)
Track them in BalanceBuddy
The free Signup Bonuses tool shows these offers with every spending gate broken down — no signup required. BalanceBuddy also computes how to pay your cards from each paycheck, tracks card benefits, and compares transfer partners across programs.